General Resource Center

Welcome to the Mortgage Daily Resource Center! Here, you’ll find everything you need to know about the mortgage industry, all in one convenient location .We cover a wide range of topics from; mortgage rates, loans, refinancing strategies, etc. Whether you’re a first-time home buyer, a seasoned property investor, or just looking for guidance, this Resource Center has something for you. With easy-to-understand articles and resources, we simplify the mortgage process and help you make the best choice for your financial future.

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Commercial Mortgage Statistics

Commercial Mortgage Statistics

Commercial Mortgage Statistics Last Updated December 14, 2018 8:02 PM Central Originations 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 Originations - Total (MBA) $532 billion...

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Commercial Mortgage Statistics

ARM and Refi Share of Apps Down from Year Ago

As fewer prospective borrowers completed a new mortgage application this past week, the share of consumers applying for refinances and adjustable-rate mortgages receded. The volume of new mortgage applications decelerated last week, with the Market...

Commercial Mortgage Statistics

Short Supply Pushes Home Buyers To Tipping Point

An ongoing inadequate supply of residential properties for sale has pushed prospective homebuyers to a tipping point and driven down year-over-year listings seven months in a row. A forward-looking indicator based on single-family contract...

Commercial Mortgage Statistics

What Borrowers Want From Digital Mortgage Process

Most borrowers do online research before contacting lender Aug. 28, 2018 By Mortgage Daily staff   With most prospective borrowers doing online research before beginning the mortgage process, home lenders can see big benefits from changes in...

Commercial Mortgage Statistics

What Borrowers Want From Digital Mortgage Process

With most prospective borrowers doing online research before beginning the mortgage process, home lenders can see big benefits from changes in their digital lending processes. Between five and 10 years ago, borrowers who first conducted online...

Commercial Mortgage Statistics

Freddie’s Delinquency Lowest in Over 10 Years

Single-family serious mortgage delinquency dipped to the lowest level in more than a decade at the Federal Home Loan Mortgage Corp. New business declined, however. As of July 31, the ending balance of Freddie Mac's total mortgage portfolio was...

Commercial Mortgage Statistics

Mortgage Servicer Efficiency Increases

Efficiency at the nation's independent mortgage servicing organizations has improved. Servicer earnings moved higher from a year previous but descended from the preceding period. The annual rate of earnings on loans serviced by independent mortgage...

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Commercial Mortgage Statistics

How to Refinance a USDA Mortgage

It Is Possible to Refinance a USDA Loan? The federal government backs USDA loans. USDA house loans can be refinanced just like any other mortgage loan. As long as your credit is good and your loan payments are current, you should be able to...

2023 VA Cash-Out Refinancing Rates and Guidelines

2023 VA Cash-Out Refinancing Rates and Guidelines

Program for VA Cash-Out Refinancing The VA cash-out refinancing offers extraordinary advantages. It can enable you to access your whole home's equity. Veterans can use the VA cash-out refinance even if their current mortgage is not a VA loan. This...

Commercial Mortgage Statistics

How to Shop for and Compare Refinancing Rates: Seven Stages

How to Obtain the Best Refinancing Rate As mortgage and refinancing rates return to normal levels in 2022 after reaching historic lows in 2021, it is more crucial than ever to bargain for the lowest deal. So, how do you achieve this? With the...

Commercial Mortgage Statistics

VA IRRRL Guidelines and Rates: VA Streamline Refinance 2023

What is VA IRRRL? The VA IRRRL is an easy method to refinance your existing VA loan into one with a reduced interest rate and monthly payment. IRRRL is the abbreviation for "VA Interest Rate Reduction Refinancing Loan." This lending scheme is known...

FHA Streamline Refinance: 2023 Rates and Requirements

FHA Streamline Refinance: 2023 Rates and Requirements

The FHA Streamline Refinancing Program If you have an existing FHA loan, the FHA Streamline Refinance is the most straightforward approach to obtain a reduced interest rate and monthly payment. The FHA Streamline program is a "low-doc" refinancing...

Commercial Mortgage Statistics

2023 FHA Cash-Out Refinancing Guidelines and Mortgage Rates

What Is an FHA Refinancing With Cash-Out? The FHA cash-out refinance allows you to refinance up to 80% of your home's value in exchange for cash. As with other cash-out refinancing options, FHA cash-out refinancing involves taking out a larger loan...

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