| About Irwin Financial Irwin Financial Corporation ) is an interrelated group of specialized financial services companies. The Corporation, through its five major subsidiaries — Irwin Mortgage Corporation, Irwin Home Equity Corporation, Irwin Union Bank, Irwin Capital Holdings, and Irwin Ventures — provides a broad range of financial services to consumers and small businesses in selected markets in the United States and Canada. This press release contains forward-looking statements and estimates that are based on management’s expectations, estimates, projections and assumptions. These statements and estimates include but are not limited to earnings estimates and projections of financial performance and profitability, and projections of business strategies and future activities. These statements involve inherent risks and uncertainties that are difficult to predict and are not guarantees of future performance. Words such as “expectations,” “forecasts,” “plans,” “estimated,” “planned,” “is contemplating,” “assumptions,” “will,” “expects,” “estimates,” “anticipates,” and similar expressions, are intended to identify forward-looking statements. The Corporation undertakes no obligation to update publicly any of these statements in light of future events. Actual future results may differ materially from what is projected due to a variety of factors including: potential changes in interest rates, which may affect consumer demand for our products and the valuation of our servicing portfolio; refinancing opportunities, which may affect the prepayment assumptions used in the Corporation’s valuation estimates; unanticipated deterioration in the credit quality of our assets; difficulties in selling residual assets as contemplated; unanticipated difficulties in delivering home equity loans to the secondary market as planned; unanticipated difficulties in raising additional capital or expanding the Corporation’s businesses; competition from other financial service providers for experienced managers as well as for customers; changes in the value of technology-related companies; legislative or regulatory changes, including changes in the interpretation of new regulatory capital rules; changes in applicable accounting policies or principles or their application to the Corporation’s businesses; or governmental changes in monetary or fiscal policies. Further, uncertainty in the national economy following the events of September 11, 2001 may negatively impact the financial services industry or cause changes in or exaggerate the effects of the factors described above. SOURCE: CONTACT: or both of Irwin Financial Corporation |
