Ownerships
Your HOA Dues Just Cost You $63,000 of House
Two condos, both listed at $350,000. One has $150 monthly dues, the other $550. To an underwriter these are not the same purchase — the second buyer needs to qualify for $400 more every month, which at 6.55% removes roughly $63,000 of borrowing...
Mortgage Rates Today: Daily 30-Year Rate 6.64% Aug 11 2026
30-Year Fixed 6.64% 15-Year Fixed 5.95% 5/1 ARM APR 6.15% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today eased to 6.64% on the 30-year fixed, down from 6.69% yesterday. The 15-year fixed sits at 5.95% and the 5/1...
Mortgage Rate Forecast: Week of August 10 – 14, 2026
Weekly Mortgage Rate Forecast Mortgage Rate Forecast: Week of August 10 – 14, 2026 By Darryl Linnington | Published: August 11, 2026 | Reading time: ~5 min Mortgage Rate Forecast This Week at a Glance Current 30-Year Fixed...
Some Sellers Are Handing Over a 3% Mortgage
A seller closed in 2021 at 3.0%. You are shopping at 6.55%. On a $300,000 balance that gap is worth about $640 a month for as long as the loan runs — and on an FHA or VA loan, it can legally transfer to you. You'll learn which loans are assumable,...
Mortgage Rates Today: Daily 30-Year Rate 6.69% Aug 10 2026
30-Year Fixed 6.69% 15-Year Fixed 6.01% 5/1 ARM APR 6.25% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today held the 30-year fixed at 6.69%, flat against yesterday's 6.69%. The 15-year fixed sits at 6.01% and the...
Your $0 Student Loan Payment Isn’t $0 to a Lender
Your income-driven repayment plan says you owe $0 a month. Your credit report agrees. The underwriter looks at your $80,000 balance and enters a monthly obligation of several hundred dollars into your debt-to-income ratio anyway — and which several...
Mortgage Rates Today: Daily 30-Year Rate 6.69% Aug 9 2026
30-Year Fixed 6.69% 15-Year Fixed 6.01% 5/1 ARM APR 6.25% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today held the 30-year fixed at 6.69%, unchanged from yesterday's 6.69%. The 15-year fixed sits at 6.01% and the...
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Mortgage Rates Today: Daily 30-Year Rate 6.64% Aug 11 2026
30-Year Fixed 6.64% 15-Year Fixed 5.95% 5/1 ARM APR 6.15% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today eased to 6.64% on the 30-year fixed, down from 6.69% yesterday. The 15-year fixed sits at 5.95% and the 5/1...
Mortgage Rate Forecast: Week of August 10 – 14, 2026
Weekly Mortgage Rate Forecast Mortgage Rate Forecast: Week of August 10 – 14, 2026 By Darryl Linnington | Published: August 11, 2026 | Reading time: ~5 min Mortgage Rate Forecast This Week at a Glance Current 30-Year Fixed...
Some Sellers Are Handing Over a 3% Mortgage
A seller closed in 2021 at 3.0%. You are shopping at 6.55%. On a $300,000 balance that gap is worth about $640 a month for as long as the loan runs — and on an FHA or VA loan, it can legally transfer to you. You'll learn which loans are assumable,...
Mortgage Rates Today: Daily 30-Year Rate 6.69% Aug 10 2026
30-Year Fixed 6.69% 15-Year Fixed 6.01% 5/1 ARM APR 6.25% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today held the 30-year fixed at 6.69%, flat against yesterday's 6.69%. The 15-year fixed sits at 6.01% and the...
Your $0 Student Loan Payment Isn’t $0 to a Lender
Your income-driven repayment plan says you owe $0 a month. Your credit report agrees. The underwriter looks at your $80,000 balance and enters a monthly obligation of several hundred dollars into your debt-to-income ratio anyway — and which several...
Mortgage Rates Today: Daily 30-Year Rate 6.69% Aug 9 2026
30-Year Fixed 6.69% 15-Year Fixed 6.01% 5/1 ARM APR 6.25% Source: Bankrate (780 FICO, single-family, primary residence) Mortgage rates today held the 30-year fixed at 6.69%, unchanged from yesterday's 6.69%. The 15-year fixed sits at 6.01% and the...
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