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What Is Freddie Mac (FHLMC), and How Does It Affect Your Mortgage?
What Exactly Is Freddie Mac? Freddie Mac, also known as the Federal Home Loan Mortgage Corporation (FHLMC), is one of two key secondary mortgage market companies. The second entity is Fannie Mae. Fannie and Freddie purchase mortgages from lenders....
Limited Appraisers Drive Up Fees, Turnaround
WASHINGTON -- There's trouble brewing in appraiserville -- and it's beginning to cost some unsuspecting home buyers money. If you're planning to buy in the coming months, be aware. The problem is part work overload, part resentment over fees. In...
Mortgage Rates Move in Unexpected Directions
When the Federal Reserve raised interest rates in December, people who had been flirting with buying a home worried they might have waited too long. But worries about rising mortgage rates have been unwarranted. Since the Fed's rate increase, rates...
Mortgage Rates Rise, Likely to Stay Put
The latest weekly average for long-term rates on residential loans saw an increase, and there's a good chance they will stay there. For the week ended Sept. 15, thirty-year fixed rates averaged 3.50 percent in Freddie Mac's Primary Mortgage Market...
Lower Mortgage Rates Could Hold
For the second week in a row, home lending rates were lower -- and there are no indications that rates will rise over the next week. Freddie Mac had 30-year fixed rates averaging 3.92 percent in its Primary Mortgage Market Survey for the week that...
Mortgage Rates Dip, Might Bounce Higher
Interest rates on home loans were minimally lower this past week. But one indicator suggests fixed rates could jump over the next week. The Primary Mortgage Market Survey from Freddie Mac had 30-year fixed rates averaging 3.44 percent in the week...
UCDP Update Enables Appraisal Sharing
Changes to the data portal used by Fannie Mae and Freddie Mac will enable the sharing of appraisal reports among aggregators. A new appraisal-sharing solution is being implemented by the pair of secondary lenders within the Uniform Collateral Data...
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Limited Appraisers Drive Up Fees, Turnaround
WASHINGTON -- There's trouble brewing in appraiserville -- and it's beginning to cost some unsuspecting home buyers money. If you're planning to buy in the coming months, be aware. The problem is part work overload, part resentment over fees. In...
Mortgage Rates Move in Unexpected Directions
When the Federal Reserve raised interest rates in December, people who had been flirting with buying a home worried they might have waited too long. But worries about rising mortgage rates have been unwarranted. Since the Fed's rate increase, rates...
Mortgage Rates Rise, Likely to Stay Put
The latest weekly average for long-term rates on residential loans saw an increase, and there's a good chance they will stay there. For the week ended Sept. 15, thirty-year fixed rates averaged 3.50 percent in Freddie Mac's Primary Mortgage Market...
Lower Mortgage Rates Could Hold
For the second week in a row, home lending rates were lower -- and there are no indications that rates will rise over the next week. Freddie Mac had 30-year fixed rates averaging 3.92 percent in its Primary Mortgage Market Survey for the week that...
Mortgage Rates Dip, Might Bounce Higher
Interest rates on home loans were minimally lower this past week. But one indicator suggests fixed rates could jump over the next week. The Primary Mortgage Market Survey from Freddie Mac had 30-year fixed rates averaging 3.44 percent in the week...
UCDP Update Enables Appraisal Sharing
Changes to the data portal used by Fannie Mae and Freddie Mac will enable the sharing of appraisal reports among aggregators. A new appraisal-sharing solution is being implemented by the pair of secondary lenders within the Uniform Collateral Data...
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